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ACN offers free credit consultation, free in-depth credit analysis, and free credit recommendations to improve your credit score.
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WE FIX YOUR CREDIT
Our Work Process
1. ACN thoroughly examines your credit history, challenges any damage you disagree with, and creates a strategy for you to restore good credit.
2. The credit bureaus look into the disputes filed and ask your creditors to defend the entries they made that you don’t agree with in your credit history. You will be putting our strategy for increasing your credit score into action during this time.
3. To reflect the adjustments, the credit reporting agencies issue updated credit reports. An update to your account page at ACN includes a progress report outlining the main changes.
What Is Credit Repair?
When a third party, frequently referred to as a credit repair company or credit services business, tries to remove information from your credit reports in exchange for money, that process is known as credit repair. These are for-profit businesses, and their services are touted as having the ability to assist consumers in improving their credit. Credit repair is lawful at the federal and state levels (in Georgia, credit repair is a misdemeanor).
How Do ACN Credit Specialists Help You?
Analyze your credit reports
Our credit repair specialists typically check your credit report for problems like these while evaluating it:
- Accounts that are not yours
- Duplicate accounts
- Wrong inquiries
- Unverified accounts
These errors may undermine your credit score. By periodically monitoring your credit report, you can find and fix these errors before they impact your credit score.
Based on their experience and knowledge, our specialists know what to look for and can spare you the time and effort of going through each report line.
Our credit specialists start credit disputes when inaccuracies are discovered on your credit reports. By signing a service agreement, you are asking ACN to investigate the integrity of the information on your credit report. If the bureaus cannot verify it, they must either fix it or remove it.
How Long Does Credit Repair Take?
The time it takes to see credit repair results depends on many aspects, including your current score, financial position, and many more.
For instance, a person with a few minor errors on their credit report might get results sooner than someone with numerous complex errors that necessitate extensive correspondence. Results, though, differ substantially.
Under the Fair Credit Reporting Act, credit agencies must fix or delete any inaccuracies that have been notified to them, often within 30 days. However, depending on your circumstances, it can still take longer.